Why Health Insurance Doesn't Work
Ezra Klein
February 27, 2008 | web only
It is actually against their interest for insurers to compete on giving us the best care. It's not simply that they're not doing it, but given the structure of the marketplace, they shouldn't do it.
Full Version: Why Health Insurance Doesn't Work
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QUOTE(Snuffysmith @ Feb 27 2008, 01:01 PM) 
Why Health Insurance Doesn't Work
Ezra Klein
February 27, 2008 | web only
It is actually against their interest for insurers to compete on giving us the best care. It's not simply that they're not doing it, but given the structure of the marketplace, they shouldn't do it.
Ezra Klein
February 27, 2008 | web only
It is actually against their interest for insurers to compete on giving us the best care. It's not simply that they're not doing it, but given the structure of the marketplace, they shouldn't do it.
QUOTE
2) An end to cherry-picking: Insurers cannot be allowed, before offering insurance, to use demographic sub-slicing to cherry-pick the market. That means no more judging individuals based on preexisting histories, no more use of complex formulas around age and income and race and region in an effort to identify those who might someday get sick. Insurers should have to offer insurance to anyone who wants it for the same price. No exceptions.
The way to do this is to randomly assign, by SS # and computer, a person's insurance company upon signup.
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